TD Cashback Visa Infinite 
TD Cashback Visa Infinite Review
TD Cashback Visa Infinite is a Canadian credit card built around its current welcome offer, ongoing rewards, and included benefits. It may be a good fit for cashback users who spend regularly in grocery, gas, EV charging, transit, recurring-bill, and streaming categories.
Offer details, eligibility, fees, earn rates, and promotional availability can change. Review the issuer’s current terms before applying and compare the card with alternatives based on your own spending.
Welcome offer
The current headline offer is <10% cashback on the first $3,500 in bonus categories
.
Bonus breakdown
- 10% on first $3,500 spend in bonus categories (grocery, gas/EV, transit, recurring, streaming)
Rewards and earn rates
Base: 1%; 3% grocery; 3% gas; 3% EV charging; 3% transit; 3% recurring; 3% streaming
Where it may stand out: The recorded earn structure highlights Base: 1%; 3% grocery; 3% gas; 3% EV charging; 3% transit; 3% recurring; 3% streaming. This is most useful when those categories match your regular spending.
Fees, spending, and first-year value
- Annual fee: $0 first year
- Recorded minimum spend: Specific categories
- Recorded estimated value: $350
First-year value breakdown
Cashback bonus: $350
+ Best portal cashback: $125
First-Year Value: $475
Key benefits
- 10% cashback on the first $3,500 spent in bonus categories
- 3% cashback on grocery, gas, EV charging, transit, recurring bills, and streaming
- Free Deluxe TD Auto Club Membership
Available rebates and application incentives
- CCG: $125, expires 2026-10-31
- GCR: $100
Who may benefit from this card?
Cashback users who spend regularly in grocery, gas, EV charging, transit, recurring-bill, and streaming categories. The card is less compelling when its bonus requirements, annual fee, redemption system, or highlighted spending categories do not match how you normally spend.
Bottom line
TD Cashback Visa Infinite should be evaluated using the current offer, your ability to meet the spending requirement, the annual fee, and the practical value of its rewards and benefits. This review is general information, not financial advice.